Terms

Abiding by the terms and conditions set by us at 1 Hour Online Loans is compulsory. If you do not agree to the terms and conditions stated below then you must immediately leave from our website and refrain from using it. We are a reliable online loan comparison website. We are not a direct lender or loan provider. We are here to match your requirements with the lenders, according to your registration application. We offer our loan comparison services for free.

It takes a minute or two to get started with us. Just fill in a simple online form with the asked information and submit it. Your details will always keep safe and confidential. We will make your form processed by one or more lenders in our network and we will provide you quick response whether your loan request is accepted or rejected.

Before accessing our services you should meet few basic preconditions like attainment of legal age of 18 years or more, holding a valid Australian bank account in your name, having citizenship of Australia or Permanent Residency of Australia and having a regular source of income.

Here at this website we understand what you are going through with and thus we work and help you to find a suitable loan deal with better rates and terms. We may not be involved in direct lending process but we are associated with a number of reputed and trustworthy lenders who offer smart short term loan deals at different rates and terms. You can collect free loan quotes from hundreds of lenders and compare them. This will help you to pick the right loan deal by the right lender at a right price.

Everything on loans like loan amount, repayment term, rates and fees and other terms and conditions will be decided by the lender. We have no role and no control on any actions and inactions of the lenders on its network. If you have any question related to rates and fees of the loan, please contact the lender directly.

On different pages of this website you will find links to third party websites. You are free to use them at your own risk. They are not controlled and maintained by us. You must read terms and conditions followed by them on their individual website before revealing your personal details.

Any text, graphics, images, content or any other information displayed on the pages of this website falls under copyright. You are free to gather information that you can freely use just for your personal reference. Copying or downloading any data or content from the site pages is strictly prohibited and will lead to a legal and punishable offense.

At 1 Hour Online Loans, our terms and conditions is a subject to change from time to time and at any time, without any prior notice. Any changes that we made to our terms of use will be published on the website. Stay updated with all changes by simply visiting this page at our website on regular basis.

Rates & Costs

Small Personal Loans ($300- $2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates

Example: You Borrow - $350 For 3 Months, You Pay - $470

($70 (20% Establishment Fee)+ $50(4% Monthly Interest)

Maximum Representative APR 199.9%

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

Loan Terms: Minimum 3 Months - Maximum 12 Months

Medium Personal Loans ($2001- $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

Example: You Borrow - $2500 For 15 Months, You Pay - $3040

($400 Establishment Fee)+ $50.65(Weekly Repayment)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)


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8 Budawang Street, Parkinson, QLD 4115 Australia

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.