Short Term Cash Loans

For short term financial difficulties, short term cash loans can be a perfect answer. At 1 Hour Online Loans you can check out benefits and risks of these loans in a convenient way that will further help you take a right decision.

Short term cash loans
They are small loans especially designed for meeting financial emergencies. Upon approval of the loan you can raise enough cash support ranging from AU$100 to AU$1,000. You will have to repay funds within short tenure of 15 to 30 days. No matter what urgent cash crisis you are facing, you will surely able to deal with them with short term cash loans.

Interest charges
Interest charges on short term cash loans are quite high. Lenders will reduce the risk on short term lending by charging high interest rate. Therefore, you should always make sure to go for them only when you sure about paying them back within agreed time frame.

For availing these loans you should have legal age of 18 years or more, should hold a valid active bank account, should be a resident of Australia and should be employed with fixed monthly earning.

The benefit of choosing us
We at 1 Hour Online Loans are connected with a wide number of successful and reputed lenders who offer these loans at different rates and terms. With us you can collect free loan quotes from hundreds of lenders and can compare them carefully to find your favorite loan scheme at a competitive price. We understand what you are going through with and thus we work fast and help you resolve financial discrepancies as soon as possible. Get started with us now!

Rates & Costs

Small Personal Loans ($300- $2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates

Example: You Borrow - $350 For 3 Months, You Pay - $470

($70 (20% Establishment Fee)+ $50(4% Monthly Interest)

Maximum Representative APR 199.9%

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

Loan Terms: Minimum 3 Months - Maximum 12 Months

Medium Personal Loans ($2001- $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

Example: You Borrow - $2500 For 15 Months, You Pay - $3040

($400 Establishment Fee)+ $50.65(Weekly Repayment)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

8 Budawang Street, Parkinson, QLD 4115 Australia

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.