Privacy Policy

This is the privacy policy of 1 Hour Online Loans. We give utmost importance to protect, maintain and safeguard the privacy of all our customers. When it comes to security we always make sure to use advanced measures that ensure your personal information are safe and secure with us.

Here at this website we will not discuss, disclose, share or sell your personal details with any third parties, without your consent or unless required by the law. There is no need to tell us your personal details until you make your mind to register with us and search for a suitable loan. You will find us available 24X7 for your assistance. You are free to gather information available on our site pages and can use it just for your personal reference. You are strictly prohibited to copy or download any text, content or any other information there on our site pages for commercial and business related purpose. It will lead to a legal offense.

Do go through our privacy policy statement before using our services. It will explain you why we collect and how we use your personal and non-personal identifiable information. Continue use of the website will be considered as your acceptance to our privacy policy. If you do not agree, please navigate from our website immediately.

Some of your personal identifiable information collected by us includes your name, contact number, email address, mailing address, social security number, date of birth, citizenship status, bank account information and employment details. We will share this information just to be matched within our trusted network of top lenders. We will put our best efforts to help you find the suitable loan plan that fit your requirements perfectly.

On the other hand, we will also collect your non-personal identifiable information directly from your system by using cookies. This may include your IP address, your browser type, your first and last page visit, areas you visited on the site and your access times. This p0iece of information will be used to know how our website is been used and also to enhance your web browsing experience with us.

Links to third party websites can be found on different pages of our website. We have posted their links just for your added information. You can use them at your risk. We are not responsible for any damage caused while browsing them as they are not controlled by us. You must go through their different set of privacy policies on their individual website before sharing your personal details or before signing any legal document or contract with them.

At 1 Hour Online Loans, we reserve a right to change or modify some parts of our privacy policy at any time with no advance warning. We will publish all changes on the website from time to time. You can keep a track on any changes by visiting this page at regular interval.

Rates & Costs

Small Personal Loans ($300- $2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates

Example: You Borrow - $350 For 3 Months, You Pay - $470

($70 (20% Establishment Fee)+ $50(4% Monthly Interest)

Maximum Representative APR 199.9%

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

Loan Terms: Minimum 3 Months - Maximum 12 Months

Medium Personal Loans ($2001- $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

Example: You Borrow - $2500 For 15 Months, You Pay - $3040

($400 Establishment Fee)+ $50.65(Weekly Repayment)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

8 Budawang Street, Parkinson, QLD 4115 Australia

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.