FAQs

How 1 Hour Online Loans can help me?
We are a dedicated online loan matching service provider. With us you can able to find a suitable financial solution for you from the best lender with better rates and terms. We will collect your information to be matched with one or more lenders in our lender.

How much fee do you charge?
At this website we offer our matchless loan comparison services at absolutely free of cost.

How do I register with 1 Hour Online Loans?
It is a matter of few minutes to get started with us. All you need is to fill in a simple online form with the required details and submit it. The form will be processed by one or more lenders in our network and they will provide you quick response on whether it is accepted or not.

How much I can borrow with short term cash loans?
Upon approval of these loans you can borrow easy financial help that comes anywhere in between AU$300- AU$2,000. The repayment tenure of the loan is 3 months to 12 months. The loan amount may vary from lender to lender, depending on your needs and budget.

How to use approved money?
Lenders will not interfere on how you want to spend borrowed money on. Feel free to cater any of your short term fiscal expenditures on time that may include payment for pending home rent, child's education fees, outstanding bank overdraft, unexpected medical expense and so on.

Do you lend money directly?
No, at this website we do not perform any lending practices. You cannot apply for loans at this website. Once you have found the right loan plan, you just have to click on the individual lender's website where you will be asked to fill an application form. Once your loan is approved, the funds will be directly deposited to your bank account by the lender.

Rates & Costs

Small Personal Loans ($300- $2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates

Example: You Borrow - $350 For 3 Months, You Pay - $470

($70 (20% Establishment Fee)+ $50(4% Monthly Interest)

Maximum Representative APR 199.9%

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

Loan Terms: Minimum 3 Months - Maximum 12 Months

Medium Personal Loans ($2001- $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

Example: You Borrow - $2500 For 15 Months, You Pay - $3040

($400 Establishment Fee)+ $50.65(Weekly Repayment)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)


acln
8 Budawang Street, Parkinson, QLD 4115 Australia

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.