About Us

If you find yourself in a financial dearth and have lined up urgent needs to meet, then applying for a loan can only help. Therefore, it is very important to find a right loan plan that meets your requirement and budget efficiently. We at 1 Hour Online Loans will extend our helping hand in crisis by assisting you get quick cash advance to put an end to unwanted expenditures.

We would like to clarify that we are not a direct lender or loan provider. We just offer loan comparison services. We do not charge any fee for matching your requirements with the lenders according to your registration application. We are associated with a number of trustful and renowned lenders who offer a number of short term loan plans at different rates and terms. Just tell us you requirements and voila you are done!

For accessing our services you just need to be regular employed with fixed monthly income, hold a valid active bank account in your name, having minimum age of 18 years or more and also having citizenship of Australia. These preconditions are mandatory to meet before applying for a loan through us.

Short term cash loans are one such popular financial solution that a salaried person can consider opting for at times of exigency. Under these loans you can get easy financial support ranging from AU$300 to AU$2,000, for short time period of 2 months to 12 months. The loan amount may vary from lender to lender, based on your needs and budget.

Get started with us today and make your loan borrowing experience easy and comfortable through us!

Rates & Costs

Small Personal Loans ($300- $2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates

Example: You Borrow - $350 For 3 Months, You Pay - $470

($70 (20% Establishment Fee)+ $50(4% Monthly Interest)

Maximum Representative APR 199.9%

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

Loan Terms: Minimum 3 Months - Maximum 12 Months

Medium Personal Loans ($2001- $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

Example: You Borrow - $2500 For 15 Months, You Pay - $3040

($400 Establishment Fee)+ $50.65(Weekly Repayment)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

8 Budawang Street, Parkinson, QLD 4115 Australia

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.