Welcome to 1 Hour Online Loans

Facing short of cash? Have unexpected bills to pay off? At such troublesome time we at 1 Hour Online Loans come as a savior in your life as we help you find an effective solution to put an end to your emergency financial problem. We are a reliable online loan matching service provider. We may not be involved in direct lending process but we will provide detailed information on loans and terms and conditions of various lenders, which will further help in making a wise decision.

Know about our services

You must know beforehand what kind of services we offer before applying for a loan. Since we are not a direct lender, we cannot make lending commitments. We are here just to match your requirements with the lenders associated with us, according to your registration process. Our services are designed to process your information and helping you find the best lender as per your needs and budget. We are not the ones who will decide rates and fees and other terms of the loan. To know any such information, please talk to your lender directly.

Know about short term cash loans

They are small loans especially designed for meeting financial emergencies. Upon approval of these loans you can able to fetch easy financial help that ranges from AU$300-AU$2,000, for short repayment duration of 3 months to 12 months. You are free to make use of funds to carry off short term unexpected bills with ease.

Know why short term loans are expensive

Since these loans are provided for short time only, lenders will reduce the risk by charging them with high interest rate. Therefore, you should always make sure to go for these loans only when you are able to pay them back within allotted time period.

Know why to choose us

At 1 Hour Online Loans we have great experience in helping our customers to find a right loan scheme by the right lender at a competitive rates and terms. Just tell us your requirements and we will take care of the rest. For getting started with us you just need to fill in a simple online form with few necessary details and click to submit it. We will make your form processed and provide you immediate response whether it is accepted or not. We offer our matchless loan comparison services for free.

Please Read This Before Processing Application

We are Australian Securities And Investments Commission (ASIC) licensed financial broker (ACL 389610) and we work according to National Consumer Credit Protection (NCCP) Act 2009. We charge nothing to process your loan application. We have No approval, no charges policy for borrowers. Before going ahead with the application process, please read "WARNING ABOUT BORROWING" at the bottom of this webpage.

Loan Eligibility Criteria

    1. Weekly earning of minimum $650 is a must for the applicant.
    2. You must be atleast 18 years old.
    3. You should be an Australian Citizen or Permanent Resident of Australia.
    4. A valid Australian phone number and email address is a must to process application.
    5. Make sure, you don't have two or more than two active loans.
    6. If you are centrelink beneficiary, your repayment amount should not be more than 20% of your total income. For e.g., if you are getting $400 out of $800 from centrelink, your repayment amount should not exceed $160. This $160 covers all your previous loan repayments.
    7. For an applicant with a bad credit history, we also have a number of lending companies. If you have a regular income source at present and think you can manage to do repayments, you are welcomed.

Weekly, Fortnightly and Monthly Repayment Options are Available!

The Loan Procedure

    STEP 1. Fill up the application form by clicking on "Register Now" button given below.
    STEP 2. Please wait for the lender to get back to you.
    STEP 3. You will get your cash in your bank account. The lender will deposit cash in your account within one hour of approval. Rest of the things depends on your bank.

**Please fill up the accurate information in form. We advise you to double check your information. The wrong information may delay your loan process.

Rates & Costs

Small Personal Loans ($300- $2000)

An upfront 20% establishment fee of total loan amount + 4% Monthly Interest, No Annual Interest Rates

Example: You Borrow - $350 For 3 Months, You Pay - $470

($70 (20% Establishment Fee)+ $50(4% Monthly Interest)

Maximum Representative APR 199.9%

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

Loan Terms: Minimum 3 Months - Maximum 12 Months

Medium Personal Loans ($2001- $4600)

Security may be required for these secured loans.

An upfront $400 establishment fee + Maximum 48% Annual Rates

Example: You Borrow - $2500 For 15 Months, You Pay - $3040

($400 Establishment Fee)+ $50.65(Weekly Repayment)

Loan Terms: Minimum 12 Months - Maximum 24 Months

(All the prices are in Australian Dollar. These rates are just an example to make you sure about rates and costs)

8 Budawang Street, Parkinson, QLD 4115 Australia

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.